If you're short of ideas, time or money, these fantastic free templates are the answer to your prayers. Here are five downloadable website and gallery templates that come with full instructions for use.

THESE templates will be downloaded as zipped files, so you need a small program to unzip them into a conventional folder for use. Windows users download WinZip here; Mac users can download Stuffit here.

After downloading and unzipping the folders, edit them with a web editor and replace the sample images with your own optimized photos before uploading the customized site to your own web server. Templates are provided copyright free but the sample images included with them remain the copyright of the author.